Looking for an Independent Insurance Broker in Jacksonville, FL?

Looking for an independent insurance broker near you who actually listens? At Augustyniak Insurance Group, we’ve been helping Jacksonville families and businesses find the right coverage at the right price for over 20 years. Whether you need home, auto, business, or flood insurance, we’re local, independent, and on your side.

Whether you're searching for an independent insurance broker or independent insurance agent in Jacksonville FL, we can help.

Why Choose an Independent Insurance Broker or Agent?

As an independent agency, we’re not tied to just one insurance company. That means we can:

• Compare rates from multiple top-rated insurance companies
• Customize coverage that fits your needs and budget
• Advocate for you—not the insurance company
• Provide local service right here in Jacksonville

Big insurance brands offer one-size-fits-all policies. We offer what fits you.

💬 That’s why over 2,000 Florida families and businesses have trusted us—and left Google reviews averaging 4.9 stars. Read our reviews or meet our team to see why we’re different.

What We Help You Insure

We make insurance easy—no matter what you’re protecting:

• Home Insurance: Protect your biggest investment with the right policy, whether you’re in San Marco, the Beaches, or Riverside.
• Auto Insurance: Get affordable, reliable coverage for your car or truck—even if rates are rising.
• Flood Insurance: We’re experts in Florida flood zones and help you find the right protection (including private flood options).
• Commercial Insurance: Own a business? We offer general liability, workers comp, commercial auto, and more.
• Umbrella Insurance: Extra peace of mind, for less than you think.

 Locally Owned. Proudly Serving Jacksonville, FL

We’re not a call center—we’re right here in town. Stop by our office, give us a call, or schedule a virtual meeting. You’ll always talk to a real person who cares about your coverage.

• 🗺️ See our Jacksonville office on Google Maps
• 📞 Request a Quote
• 💬 Call us at (904) 268-3106

❤️ What Our Clients Say

"Julie has taken the time to learn about my personal needs and extended multiple options to deliver the outcome that I required. Insurance is never a fun or sexy topic but Julie makes everything work seamlessly and feeling confident and secure is always sexy!" — Liz E., DeLeon Springs, FL

"Sonia was able to get us substantial savings not just on our homeowners, but on our auto and golf cart as well." — Miro G., Jacksonville, FL

⭐ Over 2,250 Google Reviews with a 4.9-star rating.

Areas We Serve in Jacksonville and North Florida

Let us help. We serve clients across Jacksonville and North Florida, including:

• Mandarin
• Nocatee
• St Johns County
• Ponte Vedra Beach
• Jacksonville Beach
• Orange Park
• Riverside
• San Marco
• Fleming Island
• Neptune Beach
• Avondale
  
• Ortega
• Southside
• St. Augustine
• Green Cove Springs
• Middleburg
• World Golf Village
• Fruit Cove
• Yulee
• Fernandina Beach
• Amelia Island
• Palm Coast
• And all surrounding areas

🧠 What’s the Difference Between a Captive Agent and an Independent Insurance Agent?

Not all insurance agents work the same way—and it matters.

Captive agents work for just one insurance company—like State Farm or Allstate. They can only sell you that company’s policies, even if there’s a better fit out there.

Independent agents and brokers (like us!) work with many different insurance companies, including big names like GEICO, Progressive, Nationwide, Auto-Owners, and more. That means when you call us, we can check prices and coverage from multiple top-rated companies—all with just one call.

We work for you, not the insurance company. That’s the power of being independent.

✅ Get a Quote Today

Getting started is easy:

1. Tell us what you need. – Request a Quote
2. We compare dozens of companies.
3. You get personalized coverage—with local support.

📌 Helpful Insurance Resources for Jacksonville Families

• How Much Home Insurance Do I Need in Jacksonville?
• Flood Insurance Florida: What Homeowners Need to Know
• Home Insurance Jacksonville
• 25 Largest Home Insurance Companies in Florida

We’re Your Local Independent Insurance Broker

Augustyniak Insurance Group
Trusted by thousands of Florida families. Let’s find the right coverage—together.

📍 Jacksonville, FL
📞 (904) 268-3106
💻 Get a Quote Today